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Carrington Mortgage Services Underwriter, Retail, II in At Home, Colorado

Overview

Carrington Mortgage Services is a fully integrated mortgage company with mortgage lending and servicing operations and an affiliated real estate brokerage. We are part of Carrington Holding Company, LLC , which owns and operates multiple businesses that cover virtually every aspect of single family residential real estate transactions.

What We Offer:• FUN atmosphere!• Comprehensive healthcare plans for you and your family.• Access to discounts through our employee portal.• Customized training programs to help you advance your career .• Employee referral bonuses so you’ll get the opportunity to work with friends (and get some extra cash in your pocket!).• Educational Reimbursement.

Responsibilities

The Retail Center Underwriter II will underwrite loans in accordance with Company and Investor guidelines following company’s policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with company policies and procedures and all state and federal regulations.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Performs a thorough analysis to ensure the quality of each loan and to determine compliance with Company and Investor guidelines.

  • Applies and interprets company underwriting guidelines and makes sound credit decision.

  • Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information.

  • Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs.

  • Determines any conditions, stipulations or pre-funding requirements.

  • Reviews any conditions, stipulations or pre-funding requirements received.

  • Communicates with Loan Officer, Operations Manager, and Production Manager as required to resolve outstanding issues.

Qualifications

  • A thorough knowledge of mortgage loan underwriting.

  • Maintains highly confidential information concerning loan applicants

  • Requires high level of organizational skills and ability to work on several tasks simultaneously

  • Constant contact with Loan Officers and internal office staff

  • Significant coordination of various duties required

  • Strong customer service skills.

  • Office machines such as computer, copiers, fax machines and the telephone

  • Ability to communicate effectively both verbally and in writing

  • Ability to handle detailed assignments

  • Ability to organize and prioritize workload and meet deadlines

  • Excellent computer skills and working knowledge of Microsoft Office products.

EDUCATION AND/OR EXPERIENCE:

  • Two to five years of mortgage underwriting work experience

  • Loan Origination System, DU, LP and other AUS experience preferred.

  • FHA Direct Endorsement designation preferred.

  • Experience working in a paperless environment preferred.

EEO/AAP Employer

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Carrington is an Equal Opportunity Employer and does not discriminate on the basis of race, gender, ethnicity, religion, national origin, age, disability, veteran status, or on any other basis prohibited by law.

Job LocationsUS-CO-At Home

Job ID2021-10858

Position CategoryOperations

CompanyCarrington Mortgage Services, LLC

Position TypeRegular

DirectEmployers