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Independent Bank Group Senior Mortgage Loan Originator in Greeley, Colorado

Independent BankCO - Greeley - 80634 - 2700 47th AvenueFull timeR223The incumbent originates mortgage files and assists with processing andunderwriting conditions when necessary. This is a full-time/non-exemptposition with full benefits and is primarily commission-based. The personhired may work from any of our available branches.Responsibilities* Pre-qualifies all borrowers for both interim and permanent real estateloans.* Gathers all necessary loan documentation from customer to submit loan.* Inputs loan application on Mortgage Origination software, evaluatesdocuments and compares for accuracy.* Responsible for ordering credit reports through the bank's software andmaking a printed copy.* Submits loan documentation for approval.* Orders appraisals and title work when needed.* Assists Processors by helping compile conditions of loan approvals to submitto underwriting for final approval.* Back-up closing function when necessary by ordering documents, completefee sheets and schedule closings.* Compares competitive mortgage rates daily and price the Bank's dailyquotes when necessary.* Locks in interest rates with lender on lender software when necessary.* Submits monthly commission report to manager by the first working day aftermonth end (using Word and Excel)* Completes compliance and other job related training as required* Refers unusual or suspicious activities or transactions to the BSA officerimmediately* Complies with all department and bank policies and procedures and maintainscompliance with State and Federal Regulations* Contributes to the fulfillment of the department and the bank objectives andgoals* Performs as a team member, and completes any other job-related duties asassignedQualifications* High School Diploma or equivalent. Education should include the successfulcompletion of recent mortgage courses (conventional and FHA lending).Must have a thorough knowledge of mortgage regulations, as well as therecent changes on guidelines for all 1-4 family residential loans.* Minimum of 4 years of experience in all aspects of mortgage lending andoriginating.* Ability to proficiently use a computer, including knowledge of Windowsbased software.* Detailed oriented and well organized.* Strong customer service skills.* High degree of accuracy.* Ability to review appraisals.* Knowledgeable in using various types of mortgage software applications.* Proficient ability to run Automated Underwriting Systems.* Familiar with all mortgage compliance laws (RESPA, HMDA, REGZ, etc).* Demonstrate a high level of knowledge of Bank Secrecy Act and OFAC relatedresponsibilities in the performance of daily operations to ensure adherence tobank policies and compliance with all regulatory requirements.Job Details:Commission EligibleIndependent Financial is proud to be an equal opportunity workplace and is anaffirmative action employer. We are committed to equal employment opportunityregardless of age, ancestry, color, gender (including pregnancy,childbirth, or related medical conditions), gender identity orexpression, genetic information, marital status, medical condition,mental or physical disability, national origin, protected family care ormedical leave status, race, religion (including beliefs and practices orthe absence thereof), sexual orientation, military or veteran status,or any other characteristic protected by federal, state, or local laws.The job description does not constitute an employment agreement between theemployer and employee. The above statements describe the general nature andlevel of work being performed within this classification. It is not designedto contain or be interpreted as a comprehensive list of all duties,responsibilities, and qualifications required of employees assigned to thisjob. If you require assistance at any stage of the employment applicationprocess due to a disability, please contact Human Resources at 214-544-4777.Apply Here: https://www.click2apply.net/NaMAA5CQVVwDIAmguAP78PI126214498

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